Preditory Business Practice Essay Example | Topics and Well Written Essays - 1000 words

Preditory Business Practice - Essay Example The bad thing with predatory lending that the borrower is left at a very big economic disadvantage, and this in most cases ends up disrupting their financial and economic stability. The fact that these bad loans are given to so many people mean that when these people are financially disrupted, the economy at the end will suffer (Moses, 2010). There is a debate of who should carry the blame and bear the responsibility with regard to such loans. The truth is that the loan originators use very aggressive and sometimes methods that border the illegal practices to be able to lure the borrowers. Most people do not have an inside understanding of how finances work and if the lenders refuse to disclose all the implications of the contract that a customer enters into when taking such a loan the borrower can end up entering into a predatory relationship. The loan may look attractive to the borrower while the truth is that it is very harmful and it will eventually place them at a point of disadvantage. However, both the borrower and the lender can be seen has bearing some level of reasonability when such a loan turns out to be a predatory loan. The lenders or the originators of these types of loans should bear some responsibility in that they cheat the customer to think that the loan is going to be simple to pay off and that it will leave them at an advantage. Most of these subprime lenders do not consider the customer’s interest when giving such loans but instead only look for ways to benefit them. In most cases, it is the loan brokers who benefit the most, sometimes even more that even the lenders themselves. In such a case, they have to bear the responsibility for not carrying out fair business activities. If a relationship between a lender (or a loan originator) can be said to be a contract, then the lenders may need to bear some of the

Final exam Assignment Example | Topics and Well Written Essays - 750 words - 2

Final exam - Assignment Example The women also fail to challenge patriarchy rule in their societies, as well to challenge men’s dominance over them. Women, according to Hooks, should be compatible with the blame of sexism and not view it as a competing ideology between men and women. Kimmel is of the view that most violent people in the industrious world are men. He sees gender inequality as a key cause of violence. According to him, women exhibit aggression in terms of gossips unlike men who are quite physically aggressive (Kimmel, chapt12). In the United States history of gender violence, gender violence by men has been termed as a proof of manhood. Men view violence as a form of communication to women. He states that images of masculinity create a violent society. Men and women are concerned with aspects that exaggerate their biological differences. Love and friendship is termed as traditionally feminine, while sexual behavior is increasingly defined as masculine. Masculinization of sexuality is as a result of transformation in sexuality and sexual revolution with the promise of sexual freedom that has fewer emotional and physical consequences (Kimmel, chapt11). Men and women have different conceptions about sex understanding and fantasies. Kimmel; hence, argues that gay men in the society have low rates of committed relationships, while lesbians have the highest rate of committed relationships. He concludes that men place sexuality at the center of their lives while women are interested in affection and care in the context of a love relationship. The â€Å"sexual peaks† difference between men and women is thought to be biological, but Kimmel argues that it is a reflection of the social organization of marriage in a society. According to Fone, the Sodom story was not a punishment to homosexuality. He states that Sodom was conflacted with varied kinds of social deviances. The sodomites were accused of being heretics, traitors, adulterers, hypocrites, idol